Terms of Service (TOS) 1. Introduction Welcome to stocksandfred.com. By accessing or using our website, you agree to comply with and be bound by the following Terms of Service (TOS). Please read them carefully, as they contain important information regarding your rights and obligations when using the website. If you do not agree with these terms, you must not access or use the website. 2. Use of the Website Eligibility By using this website, you confirm that you are at least 18 years old or that you have reached the legal age in your jurisdiction. Permitted Use You are granted a limited, non-exclusive, non-transferable, and revocable license to use the website solely for accessing and uniting the datasets provided. You agree not to use the website for any unlawful purpose or any purpose prohibited by these TOS. Restrictions You agree not to: Misuse, manipulate, or tamper with the datasets in any unauthorized way. Access or use the website for the purpose of creating a competing product. Attempt to hack, reverse-engineer, or otherwise disrupt the functioning of the website. Use the datasets for any illegal, unethical, or unauthorized purposes. 3. Data Collection and Use Data Types The website unites two datasets: FRED.GOV and SEC.GOV . By using this website, you understand and agree to how these datasets are compiled and presented. You can't access datasets, which in their TOS deny to use them for commercial use. User-Generated Data If you upload or input data to combine with the datasets, you agree that you have the legal rights to use and upload such data. You retain ownership of any data you contribute but grant us a license to store, use, and display that data as part of our services. Privacy Your use of the website is also governed by our Privacy Policy (see bellow), which provides detailed information about how your personal data is collected, stored, and used. 4. Intellectual Property Ownership All content, including but not limited to the datasets, software, design, and logos, is owned by Zahradni Domky sro. or its licensors and is protected under applicable copyright, trademark, and other intellectual property laws. Limited License You are granted a limited license to access and use the datasets for your personal, non-commercial purposes. You may not reproduce, redistribute, or modify any content or datasets without explicit permission. 5. Third-Party Links and Data Sources Our website may contain links to third-party websites or use third-party data sources. We are not responsible for the accuracy, privacy practices, or content of these external websites or datasets. Use of third-party services is governed by their respective terms and policies. 6. Warranties and Disclaimers Data Accuracy We strive to provide accurate and up-to-date data. However, the datasets are provided “as-is” without any guarantees or warranties regarding accuracy, completeness, or reliability. stocksandfred.com is not responsible for any errors or omissions in the datasets. Service Availability We make no warranties that the website will be uninterrupted or free of errors or viruses. Use the website at your own risk. Limitation of Liability To the maximum extent permitted by law, stocksandfred.com will not be liable for any direct, indirect, incidental, or consequential damages arising from the use or inability to use the website or the datasets. 7. User Responsibilities You are solely responsible for ensuring that your use of the datasets complies with all applicable laws and regulations. You must not use the datasets in a way that infringes on any third-party rights, including but not limited to intellectual property, privacy, and data protection laws. 8. Modifications to the TOS We reserve the right to change these TOS at any time without prior notice. Any changes will be effective immediately upon posting on the website. Continued use of the website following such changes indicates your acceptance of the new terms. 9. Termination We reserve the right to suspend or terminate your access to the website at any time, without notice or liability, if you violate these TOS or engage in any illegal or harmful activities. 10. Governing Law These TOS are governed by and constructed in accordance with the laws of the Czech Republic. Any disputes arising out of these terms will be subject to the exclusive jurisdiction of the courts in the Czech Republic. 11. Contact Us If you have any questions about these Terms of Service, please contact us at kuba@floranet.cz. Privacy Policy Section: Data Collection and Use 1. Data We Collect We only collect minimal information from your use of the website. Specifically: User Activity: We track the number of users interacting with certain parts of the website. This helps us improve the functionality and performance of our services. Generated Data: In some cases, user searches may result in the creation of new datasets or databases, particularly when users search for new corporations. These generated databases are stored and may be made available to other users of the website. 2. How We Use Your Data The information we collect is used to: Monitor and analyze website traffic to optimize user experience. Create and store new datasets generated by user searches, which may be shared with other users for the purposes of enhancing the website's dataset offerings. 3. Data Sharing We do not share any personal information about our users. Generated databases resulting from user searches may be made available on the website for other users, but these will not contain any identifying information about the users who generated them. 4. Your Privacy Rights As we do not collect personally identifiable information, there are minimal privacy concerns for users. However, if you have any concerns or questions about how your interactions with the site are tracked or how generated databases are stored, please contact us at kuba@floranet.cz.